Send Money Using Text Messaging

 "I can send money to my son at college using text messaging.  Best of all, he gets it instantly.  I like the built in security feature of the call back feature that requires me to enter my PIN separately. - Joe, Seattle, WA

 Pa-Go Mobile makes it easy to send money across the street or around the Globe.  Simply send a text message with the amount you wish to send and the phone number of the person you wish to send it to. Visit our sms tutorial page to learn more.

Keep 100% Of Your Paycheck

"I used to pay 2% to cash my paycheck every week. That's over $25 I was losing every month. It saves me from having to leave work and drive 30 minutes every Friday. Now I can check my balance using my cell phone and have immediate access to my paycheck using my cell phone or ATM card..." - Robert, Los Angeles.

With Pa-Go Mobile, employees save time and money by eliminating the need for trips to banks, credit unions or check cashing locations. Payroll funds are available at the opening of business on each payday so employees that are traveling or away from the office still have access to their money.

Send money home

"I send money, every month, to my parents in Guatemala.  Before I had to use Western Union to send them money.  Now I can initiate the transfer using my phone." - Carlos, Las Vegas.

Pa-go Mobile is one of the most cost effective ways to send money quickly and easily. Stay home and say goodbye to the high fees at money transfer locations. 

Withdraw Cash

"I don't have a bank account, but I can use my card to withdraw money at ATMs! Some banks too. I always thought that you needed to have a bank account to use those machines. I get a free withdrawal every payperiod so it costs me nothing to get my paycheck." George, San Diego, CA.

Pa-Go Mobile gives your employees the freedom to access their money at banks and ATMs without ever having to open a bank account. It's branchless banking on their mobile phones.

Buy Groceries

"I buy groceries using my card.  I feel safer because I don't have to carry too much cash.  I like the convenience of knowing that my money is safe and ."  - Jessica, San Diego

With Pa-Go Mobile you can access funds from your account using a Mastercard or Discover branded ATM debit card. With it, you can make purchases at retailers and online merchants the same way you would use a credit card.

Buy Gas

 

"I use my card to pay at the pump.  I usually have my daughter with me and I can't leave her to go inside to pay with cash.  It saves me time and keeps my kids stay safe." - Tom, Seattle, WA.

Pa-Go Mobile account holders can use their card to make purchases at thousands of retailers, including gas stations, and online merchants.

Replace a Lost or Stolen Card

I lost my wallet and Pa-Go Mobile was able to cancel my card and send a replacment card almost immediately. After I reported it, I wasn't responsible for any charges if someone tried to use the card. I wish I could say the same for the cash I had in there too. Wes, Phoenix, AZ.

Carrying a card attached to your account is a much safer alternative than carrying cash.  Protect yourself against fraudulent use with MasterCard or Discover's zero cardholder liability policy and limit losses in the event of a lost or stolen card.  Most importantly, the FDIC has ruled that funds stored in prepaid accounts may be covered under FDIC insurance for up to $250,000 per account.

Send Money Using Text Messaging

 "I can send money to my son at college using text messaging.  Best of all, he gets it instantly.  I like the built in security feature of the call back feature that requires me to enter my PIN separately. - Joe, Seattle, WA

 Pa-Go Mobile makes it easy to send money across the street or around the Globe.  Simply send a text message with the amount you wish to send and the phone number of the person you wish to send it to. Visit our sms tutorial page to learn more.

Pay A Family Members Bill In Mexico

"I used to send money home every month. Now I can pay some of my family's bills directly using Pa-Go Mobile including adding minutes to my wife's TelCel account" - Juan, San Diego, CA.

In 2008, a record $25 billion in remittances was sent to Mexico from the United States (Source: Inter-Amercian Development Bank). According to a 2003 national survey of Latinos, 42% send money home on a regular basis. With Pa-Go Mobile, your employees can get greater control of how that remittance is spent by paying a family member's bills directly. (still in BETA testing)